Preferred and Excluded Classes

Submitting Milnco Preferred Classes of Business = quicker turnaround time on your requests!

Milnco Preferred Classes of Business

Commercial Lines

  • Manufacturing, including but not limited to:
    • Food & beverage
    • Frozen foods
    • Furniture
    • Bakeries
    • Machine shops
    • Plastics manufacturers' (FUS 1-4, sprinklered)
    • Metal products manufacturing
  • Construction/Contractors - small to mid size contractors, including but not limited to:
    • Welders, electricians, HVAC/plumbers, sheet metal
    • Carpenters, concrete/masonry
    • Road builders, excavation
    • Builders' Risk/COC
  • Retail, including but not limited to:
    • Convenience Stores
    • Gas Stations
    • Mercantile
  • Commercial and Residential Realty
  • Umbrella/Excess Liability
    • Commercial risks - can write stand alone
    • Personal Lines - MB/SK only and must write Primary

Personal Lines - MB and SK only

  • Homeowners
  • Seasonal Homeowners (Also available in Northwestern Ontario)
  • Condominiums
  • Tenants Packages
  • Stand Alone Rented Dwellings & Condominium Units
  • Stand Alone Seasonal Dwellings (also available in Northwestern Ontario)
  • Personal Umbrella (Stand Alone Umbrella not available)

Milnco Excluded Classes of Business - Commercial & Personal Lines

  • Snow Removal
  • Recyclers and Garbage Collection
  • Rooming Houses, Student Housing or Shared accommodations, Air BnB
  • Cannabis related risks, including building ownership with tenant occupancy
  • Vape/Ecig, Hookah or Sheesha operations or exposure
  • Farming Operations, including Hobby Farms
  • Transportation - Automobile, Fleets, Cargo
  • Tire storage or retreading
  • Liability for Night Clubs
  • Alarm or Sprinkler Installation, maintenance or monitoring
  • Personal Lines in all provinces EXCEPT MB and SK
  • Personal Lines Automobile

COffice Hours

Monday to Friday
8:30 am - 4:30 pm (CST)


Phone: 204-949-7000
Toll-Free: 1-888-MILNCO-1


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