Preferred and Excluded Classes
Submitting Milnco Preferred Classes of Business = quicker turnaround time on your requests!
Milnco Preferred Classes of Business
Commercial Lines
- Manufacturing, including but not limited to:
- Food & beverage
- Frozen foods
- Furniture
- Bakeries
- Machine shops
- Plastics manufacturers' (FUS 1-4, sprinklered)
- Metal products manufacturing
- Construction/Contractors - small to mid size contractors, including but not limited to:
- Welders, electricians, HVAC/plumbers, sheet metal
- Carpenters, concrete/masonry
- Road builders, excavation
- Builders' Risk/COC
- Retail, including but not limited to:
- Convenience Stores
- Gas Stations
- Mercantile
- Commercial and Residential Realty
- Umbrella/Excess Liability
- Commercial risks - can write stand alone
- Personal Lines - MB/SK only and must write Primary
Personal Lines - MB and SK only
- Homeowners
- Seasonal Homeowners (Also available in Northwestern Ontario)
- Condominiums
- Tenants Packages
- Stand Alone Rented Dwellings & Condominium Units
- Stand Alone Seasonal Dwellings (also available in Northwestern Ontario)
- Personal Umbrella (Stand Alone Umbrella not available)
Milnco Excluded Classes of Business - Commercial & Personal Lines
- Snow Removal
- Recyclers and Garbage Collection
- Rooming Houses, Student Housing or Shared accommodations, Air BnB
- Cannabis related risks, including building ownership with tenant occupancy
- Vape/Ecig, Hookah or Sheesha operations or exposure
- Farming Operations, including Hobby Farms
- Transportation - Automobile, Fleets, Cargo
- Tire storage or retreading
- Liability for Night Clubs
- Alarm or Sprinkler Installation, maintenance or monitoring
- Personal Lines in all provinces EXCEPT MB and SK
- Personal Lines Automobile
