Today's hotels and restaurants go out of their way to make their customers feel right at home. At Milnco Insurance, our goal is to provide that same peace of mind for your clients.

We will consider all construction classes, all FUS town grades and can lead, quote 100% or provide non lead capacity.

Target Business:

  • Restaurants
  • Hotels with Pubs and Restaurants
  • Breweries and micro breweries
  • Licensed and non licensed restaurants
  • High-end restaurants featuring an extensive wine bottle list
  • Bars, sports bars, taverns and wine Bars (with less than 50% on sale liquor receipts)
  • Motels
  • Bed and Breakfast
  • AirBnB

Product Highlights:

  • Broad Form / Replacement Cost for qualified risks
  • Milnco Property Package Extension Endorsement - including, but not limited to
    • Stock Spoilage
    • Accounts Receivable
    • Valuable papers
    • Building By Laws
  • Milnco Liability Extension Endorsement - including, but not limited to
    • Occurrence Basis
    • Tenant's Legal Liability
    • Medical Expense
    • Personal Injury and Advertising Injury
    • Non Owned Automobile, including SEF 94, SEF 96 and SEF 99
    • Fungi, Fungi and Fungal Derivatives Extension
  • Optional Equipment Breakdown & Crime
  • Cyber Bolt On coverage for qualified risks
  • Optional Full Cyber coverage


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