Hospitality - Bars and Restaurants

Milnco Insurance has collaborated with United States Liability Insurance (USLI) to provide quick quotes on the below listed products - any way you prefer!

Phone/Online Instant Quotes are not available for risks located in New Brunswick, Northwest Territories, Nunavut and Quebec.

Phone Quotes in less than 5 minutes

  • Call 1-888-216-5838 for your Instant Quote!
  • Available Monday-Friday 1 am to 8 pm EST and Saturday 9 am to 1 pm EST

Online Instant Quotes

  • Available Online 24/7
  • Complete the online application!
  • Full Product descriptions and highlight sheets are found below

Hospitality - Bars and Restaurants

  • Broad appetite and eligibility for risks including
    • Bars, sports bars, taverns and wine Bars
    • Breweries and micro breweries
    • Licensed and non licensed restaurants
    • High-end restaurants featuring an extensive wine bottle list
    • Fast food restaurants, food court restaurants and diners
  • New ventures acceptable
  • Alcohol receipts up to 100 percent
    • if over 50% liquor, not available for on line quoting. Complete app and submit to
  • Nightclubs - property coverage only available
  • Employing bouncers, security or doorpersons acceptable
  • General Liability up to $5,000,000 occurrence/$5,000,000 aggregate
    • No General Liability deductible
  • Liquor Liability deductible is $0
  • Assault or battery coverage included or offered as a buyback option

Hospitality - Bar Highlight Sheet

Hospitality - Restaurant Highlight Sheet

How to Obtain your Quote

How to Bind your Milnco/USLI Online or Phone Quote

  • Coverage is not bound until USLI and Milnco confirm bound
  • Coverage requested bound outside of Milnco office hours will not be forwarded to USLI for binding until the following business day
    • Milnco office hours are Monday to Friday, 8:30 am to 4:30 pm CST and we are closed for all Statutory Holidays
  • Ensure you have completed the "Prior to Bind" items and check boxes within the quote
  • Email a copy of the quote and all bind items to with "BIND USLI - NAMED INSURED" in the subject line
    • NOTE: Request to bind can only be done through Milnco
  • Provide confirmation of the Insured's mailing address (if quote was done without this being provided)
  • Confirm name/address for any additional insured's/loss payees
  • Confirm if the Insured is choosing Agency Bill, or Direct/Company Bill.
    • Please reiterate to your insured that the Direct/Company Bill option is not an automatic withdrawal payment plan. The Insured will have to initiate their payments directly with USLI

COffice Hours

Monday to Friday
8:30 am - 4:30 pm (CST)


Phone: 204-949-7000
Toll-Free: 1-888-MILNCO-1


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